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如何提醒别人“你欠我钱”

43'

How many times have you lent a friend some cash for lunch or a movie only to never see it again? One of you—if not both—forgot and now it feels a little awkward to broach the subject. Here's how to get paid back easily and how you can prevent this problem in the future.
朋友因为没带钱从你这里借了点钱吃午饭看电影，之后就没了下文……这种情况是不是经常发生？如果你们之中一个人把这事情给忘了(两个都忘了？不是吧)，可能提还钱这事场面会有点尴尬。不要紧，下面来教你几个简单的小窍门，可以防止类似情况再次发生。

Money between friends is often awkward, especially if you aren't close. Close friends have the option of just paying a little extra around the edges and assuming it'll work out in the end. That said, not every friend is close. Chances are you don't see all of your friends every week so if you don't get paid back right away, your next chance could be several weeks away.

28'

朋友间提钱是很尴尬的，尤其是不那么亲密的朋友之间。如果向你借钱的人不是每周都能遇见，很可能这周他没还钱，等到还钱的时候已经是几周以后了。比如说吧，你借了某人5美元买三明治，如果过了很长时间他还没还钱，你都不好意思为了区区5美元提起这事，但是老这么5美元5美元地往外借也是一笔不小的开支啊，那么怎么才能解决这个问题呢？其实有很多简单的方法。

44'

Let Them Get the Next One
再邀请朋友出去一次

Keeping an exact account of who paid for what is ridiculous, but remembering who paid last makes for a better, more manageable system. That way if you paid for the last film, lunch, or whatever, you can just invite them out for the same thing and say the following:
听上去很傻，如果上一次他从你这里借钱是为了看电影，或者吃午饭，你可以以同样的理由邀请他，然后这么说：

I got the last one, so do you want to grab this one?
上次是我请客，这次你打算请客么？

If the other person doesn't remember, you might have an awkward moment ahead of you in which you have to explain the circumstances, but if you start a trend of trading payments, it will become the norm after a few outings.
如果对方不记得有这回事，你就会很尴尬，不得不解释是怎么回事，不过轮流买单是外出很好的习惯。

Get Square
AA制APP

Few people carry much cash with them anymore because we don't need cash to buy things by ourselves. However, besides credit cards, here we get a better option. You can solve this problem easily with your smartphone and a service called Square.
现在已经很少有人随时携带一大堆现金了。除了信用卡外，我们还有一个更好的选项：使用你的手机，获得“Square”服务。

You plug in their free or purchase-able credit card reader into your smartphone's headphone port, download their app, and you can start accepting credit card payments from anybody. When you accept payments with the reader, Square will take a 2.75% cut regardless of the amount. The card reader is tiny so you can take it with you, making it a good way to prevent the problem of your friend owing you money in the first place.
把信用卡读卡器插到手机的耳机孔位置，下载APP，然后你就可以从所有人那里接受信用卡付账了。当你用读卡器接受入账时，该服务会收取2.75%的服务费。它很小，所以方便携带，从而就避免了被欠钱的尴尬。

What You Said
说话方式

I posed this dilemma on a few social media sites and the majority of you agreed that the "get the next one" method is the simplest course of action. Anamari suggested a slight alternative, as putting them on the spot to pay extra could be problematic:
我(原文作者)在好几个社交网络上发了这个帖子，结果普遍认为再出去一次是最简单的办法，不过Anamari认为这种方法存在不确定性：

I wouldn't put someone on the spot by saying "you're paying, right?" or "you've got this one" without fair warning. After all, they might be short on cash in that moment, too, and simply hadn't remembered the last time. If it's really important to get evened up, I'd say something at the time of setting up the date, either very directly or along the lines of "I'm tight for cash this week, can you get me this time? Last time it was me."

我是不会对谁说：“这次该你付钱了，是不是？”这样的话逼他们做决定的，毕竟他们当时也可能没带钱，或者只是不记得上次是谁给的钱，如果你觉得大家扯平很重要，提议外出一开始就要说清楚，或者用不那么直接的方法说出来：“我这周手头有点紧，能不能这次帮我给，下次我给。”
I'd argue that in most cases you're not really putting them on the spot when you're dealing with insignificant amounts like $5-10. If they can afford that amount for themselves, coming up with double shouldn't be an issue. Nonetheless, if you want to take a more sensitive approach, you can always ask them before you go out so nobody finds themselves in an awkward position when it comes time to pay.

我觉得在大多数情况下，5块10块的小钱谁也不会那么在意。既然付得起一份，两份应该也不是大问题。不过如果你觉得事后提起还钱面子上说不过去，一开始就要说清楚，这样到了还钱的那天谁也不会尴尬了。

OR
或者

如果想讨回钱

1、告诉朋友如果不还钱下次就不借钱给他。
2、每2-3天提醒他一次，不过不要超过一周
3、努力劝他还钱，确保你们双方都记着这事
4、催钱的时候要礼貌，但是立场得坚定
5、一个月后再找他要，不过这次态度要更坚决
6、三个月后还不还钱，告诉你朋友除非他还钱，否则这辈子再也不想见到他
7、如果讨钱失败，你要接受丢钱的现实，而你也学到人生中宝贵的一课
8、如果真的打算要回钱，准备好充足的证据去法院告这个不要脸的

180'

28'